Perkins Loan Repayment

Grace Period

After you graduate, leave school, or drop below half-time status as a student, you will have a nine-month (9) Grace Period before you must begin repayment of your Perkins Loan. You will have up to ten (10) years to repay the loan. You will be billed on a monthly basis after your grace period expires. If you do not remit your payment on a timely basis, you will be assessed a Late Fee. You may prepay any or all of the loan principal at any time before it becomes due.

If you fail to register for the next semester, your grace begins the last date you attended full time.  Therefore, if you do not notify the University, you may have exhaust some or all of your grace period.

Payment Options

There are several options for making Perkins Loan payments.


If your loan is in good standing, you can make payments to Heartland/ECSI (UConn's Perkins Loan Servicer). You can also contact them at 1-888-549-3274.  Heartland/ECSI has several payment options available and can assist you with any questions.

Pay By Mail

Check payments may be sent directly to ECSI.  Checks should be made out to the University of Connecticut; please include your account number on the check for reference.

University of Connecticut

c/o Educational Computer Systems, Inc.

P.O. Box 1287

Moon Township, PA 15108

It is your responsibility to keep ECSI or the UConn Federal Perkins/Nurse Faculty Loan Office informed of your current address, email and phone numbers. Please contact ECSI at 1-888-549-3274 or log in to your account to change your contact information. Additional information is provided in the Loan Exit counseling.